recognise that no two buyers are the same. Whether you’re entering the property market for the first time, relocating, or purchasing your next home, we provide personalised lending solutions designed to meet your specific goals.
Our team of experienced brokers offers tailored support at every stage of the journey—from determining your borrowing power to securing the most competitive rates and managing your application through to settlement.
Before you begin searching for a home, it’s essential to know what you can borrow. We assess your financial position and assist with obtaining a formal pre-approval from one or more lenders. This allows you to act quickly when the right property appears and gives sellers the confidence that you are a serious buyer.
Many buyers are eligible for financial assistance when purchasing their first home. Our team helps identify the grants and concessions you may be entitled to, such as the First Home Owner Grant (FHOG), stamp duty exemptions, or shared equity schemes. We manage the application process for these benefits on your behalf to ensure nothing is missed.
We have access to an extensive network of banks, credit unions, and specialist lenders. After understanding your unique needs, we compare available products to find the best loan for your situation—balancing interest rates, features, repayment flexibility, and long-term affordability.
Once your loan product has been selected, we take care of everything else. From compiling the necessary documents and liaising with the lender, to communicating with your solicitor or conveyancer, our goal is to ensure a smooth and stress-free process through to settlement.
We assist a wide range of buyers, including:


At Loan Select, we believe home financing should be transparent, simple, and empowering. We take the time to explain your options clearly, answer your questions honestly, and ensure you’re never left in the dark. Our commitment to ethical lending means we only recommend what’s in your best interest always.
To begin the loan process, you will typically need to provide:
(recent payslips, tax returns, or business financials): This documentation is essential to demonstrate your ability to repay the loan. If you are employed, recent payslips or an employment contract will suffice. For self-employed individuals, tax returns and business financial statements will be required to assess your income stability.
(driver licence, passport, or Medicare card): To comply with lending regulations and prevent identity fraud, lenders must verify your identity. A valid driver’s licence and Medicare card are typically accepted, though a passport may be required in some instances.
Lenders want to see that you have genuine savings and the ability to manage your finances. This usually involves showing at least three to six months of savings account history, demonstrating your contribution toward the property deposit.
Providing a complete overview of your current financial obligations allows the lender to assess your capacity to service a new loan. This includes credit card statements, car loans, personal loans, and any other financial commitments you may have.
Lenders require bank statements to understand your everyday spending habits, financial discipline, and account balance trends. This helps determine whether your lifestyle aligns with the level of loan you are applying for.
We’ll work with you to gather and prepare all necessary documents, ensuring your application is as strong and complete as possible.
Whether you’re ready to make an offer or still exploring your options, we invite you to connect with us for a no-obligation consultation. Let us simplify the process and provide the confidence you need to move forward with clarity.
Book a Free Consultation today and experience the difference of working with a lending partner who is truly committed to your success.
Disclaimer: The information on this page is provided as general guidance only and does not take into account your personal objectives, financial situation, or needs. Before acting on any information or applying for a product, we recommend assessing its suitability for your circumstances. A full review of your financial position will be required prior to any approval. This content does not constitute legal, tax, or financial advice. We strongly encourage you to seek independent professional advice tailored to your individual situation.
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